Indicative gold market reference.
Gold is generally quoted internationally per troy ounce in USD as XAU/USD. For Swiss reference, the desk derives indicative CHF per gram and CHF per kilogram from the latest XAU price and FX conversion. All values are informational only.
How the indicative reference is derived.
1 troy ounce = 31.1034768 grams.
CHF per gram = XAU/USD ÷ 31.1034768 × USD/CHF, or equivalently XAU/CHF ÷ 31.1034768 when the provider exposes XAU/CHF directly.
CHF per kilogram = CHF per gram × 1000.
Purity adjustment: estimated material value = 24K CHF/g × purity × weight in grams. 24K is treated as 999.9 fine, 22K as 91.6%, 18K as 75%, 14K as 58.5%.
Why physical pricing differs from spot
Final physical gold pricing reflects supplier premium, product format, purity verification, logistics, insurance, market spread, taxes where applicable and contractual terms — none of which are captured by spot.
Procurement fee preview
A reference minimum 10% procurement, handling and intermediation fee is the intended commercial policy, subject to verification and a signed mandate. It is indicative, not an offer and not currently chargeable. Activation and action fees are indicative and confirmed separately in writing.
From reference to mandate
The reference value never constitutes a binding offer. Operational review and supplier sourcing begin only after mandate review, KYC submission and written confirmation by the desk.